We have been working with the New Banking group, and the Joseph Rowntree Reform Trust Ltd, to develop practical policy detail about how to develop a more effective banking system in the UK - one that works for SMEs and local economies. The present banking system is...
The central conundrum about payday loan companies is that they are designed to help people through what are intended to be unusual and temporary periods of financial difficulty. Long-term and repeated use of payday loans is seriously expensive. Yet the business...
There is a political trend emerging, and it has been a long time coming. Ed Miliband is calling tomorrow for a more diverse banking system. We know his office has been considering an American-style Community Reinvestment Act, which forces the big banks to set up...
Our associate David Boyle has been working with Baroness Kramer in the House of Lords (before she went into government) to develop implementable approaches to creating a new local banking infrastructure in the UK. You can read the results here (Re-banking pdf), and...
Thanks to Picfair for the use of this image.